Roof And Deferred Mainenance In Appraisal Report

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If there is evidence of major deferred maintenance on the property the mortgage will likely be declined.

Roof and deferred mainenance in appraisal report.

Because these items would require costly maintenance in the near future the appraiser would lower the appraisal value of your home accordingly. It does not consist of larger items such as the roof heating and cooling system or anything to do with the structure of the home. Deferred maintenance deferred maintenance consists of repair items on the house that should be fixed immediately but have not yet been repaired it is usually smaller type items like a broken window peeling paint hanging gutters etc. One of the most common deferred maintenance items is roof repairs.

While such conditions generally do not rise to the level of a required repair they must be reported. If the appraiser reports the existence of minor conditions or deferred maintenance items that do not affect the safety soundness or structural integrity of the property the appraiser may complete the appraisal as is and these items must be reflected in the appraiser s opinion of value. Minor conditions and deferred maintenance are typically due to normal wear and tear from the aging process and the occupancy of the property. Now neglecting the condition of permanent home features is considered deferred maintenance.

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